Credit Appraisal Risk Analysis and Decision Making

Author: V. Kumar (Based on Dr. D. D. Mukherjee’s Work)

Year: 12th Edition ( 2025 ) 

About the Book:
A comprehensive, practitioner-focused guide that equips bankers, credit analysts, and finance professionals with a complete framework for credit assessment, lending decisions, and risk understanding. The book blends practical tools, RBI directives, financial analysis, and case-based insights essential for modern credit evaluation.

Key Features:

• 360° walkthrough for credit officers to build stronger credit portfolios

• Fund-based & non-fund-based financing explained (working capital, term loans, LCs, BGs, derivatives)

• Trade finance: bills, import/export, ECBs and documentary processes

• Balance sheet, P&L, cashflow and fundflow analysis with banking perspective

• Financial statement analysis with pragmatic illustrations

• Risk management: operational, market, credit & country risks

• Window dressing, early warning signals & forecasting models

• Retail, MSME, digital lending & priority sector credit

• Inclusion of RBI directives, Companies Act provisions & case-based scenarios

Shipping Note:
In order to receive free shipping, use the shipping code 'FREESHIP' during checkout.
Free Shipping in India – shipping via registered parcel, applicable only if the total cart value exceeds Rs. 499.00.

Ideal For:

• Bankers & Credit Officers

• Risk Analysts & Financial Consultants

• MBA, Finance & Banking Students

• NBFC & Fintech Lending Teams

Hashtags:
#CreditAppraisalRiskAnalysisDecisionMaking #VKumar #SnowwhitePublications #9789348569783 #lawbookstore #lawbooks #mandjservices

Caveat Legalis:
Description based on available details—interpret with due diligence!

100% Swadeshi – Desh ka bana, Desh ke liye. Vocal for Local.
By choosing to buy here, you are supporting local and independent booksellers — keeping India’s literary and knowledge ecosystem alive.